Dhanlakshmi Puja

1. Altar, Deity (statue/photo),
2. Two big brass lamps (with wicks, oil/ghee)
3. Matchbox, Agarbatti
4. Karpoor, Gandha Powder, Kumkum, gopichandan, haldi
5. Sri Mudra (for Sandhyaavandan), Vessel for Tirtha, Yajnopaviita
6. Puujaa Conch, Bell, One aaratii (for Karpoor), Two Aaratiis with wicks
7. Flowers, Akshata (in a container), tulsi leaves
8. Decorated Copper or Silver Kalasha, Two pieces of cloth (new),
9. Coconut, 1/2 kg. Rice, Bananas 6, gold coin, gold chain
10. Extra Kalasha, 3 trays, 3 vessels for Abhisheka
11. Beetlenuts 6, Beetlenut Leaves 12, Banana Leaves 2, Mango Leaves 5-25
12. Dry Fruits, 5 bananas, 1 coconut - all for naivedya
13. Panchaamrita - Milk, Curd, Honey, Ghee, Sugar, Tender Coconut Water
14. Puja Book, Sri Lakshmii ashTottara Book
15. Dora (thread)

Previous Night, think of the Goddess and mentally decide to perform puujaa the next day.
This is the sankalpa. Next day early morning keep the same thoughts of worshipping the
Goddess and take a head-bath (if possible an oil-bath). Have some soothing Indian Music
(Shehnai or sa.ntuur or sitaar or naadasvaram - preferably any instrumental) going
on in the background till the puujaa begins. The music should be pleasing (not too loud)
for creating a serene mood. (Of course people should be internally peaceful also!)

Wash Kalasha and fill it with clean water upto 3/4 of it. Cover and
place it near the altar. Observe Fast (if possible). Decorate the front door,
altar and the place near the altar. Invite your relatives, friends (who have bhakti
in the Goddess). Keep all the things for puujaa ready, near the altar.

OM sarvebhyo gurubhyo namaH .
OM sarvebhyo devebhyo namaH .
OM sarvebhyo braahmaNebhyo namaH ..
praaraMbha kaaryaM nirvighnamastu . shubhaM shobhanamastu .
ishhTa devataa kuladevataa suprasannaa varadaa bhavatu ..
anuGYaaM dehi ..

2 AchamanaH
##(At Shrii Lakshmi Altar)
(Sip one spoon of water after each mantra)##

OM keshavAya svAhA . OM nArAyaNAya svAhA .
OM mAdhavAya svAhA .

##(Now we chant the 21 names of the Lord, in
order to concentrate on the Lord)##

OM govi.ndAya namaH . OM viShNave namaH .
OM madhusuudanAya namaH . OM trivikramAya namaH .
OM vAmanAya namaH . OM shriidharAya namaH .
OM hR^iShiikeshAya namaH . OM padmanAbhAya namaH .
OM dAmodarAya namaH . OM sa~NkarShaNAya namaH .
OM vAsudevAya namaH . OM pradyumnAya namaH .
OM aniruddhAya namaH . OM puruShottamAya namaH .
OM adhokShajAya namaH . OM nArasi.nhAya namaH .
OM achyutAya namaH . OM janArdanAya namaH .
OM upe.ndrAya namaH . OM haraye namaH .
shrii kR^iShNAya namaH ..

3 prANAyAmaH

OM praNavasya parabrahma R^iShiH . paramAtmA devatA .
daivii gAyatrii chhandaH . prANAyAme viniyogaH ..

OM bhuuH . OM bhuvaH . OM svaH . OM mahaH .
OM janaH . OM tapaH . OM satyam.h .
OM tatsaviturvareNyaM bhargodevasya dhiimahii
dhiyo yonaH prachodayAt.h ..

punarAchamana
##(Repeat Achamana 2 - given above)##
OM Apojyoti rasomR^itaM brahma bhuurbhuvassuvarom.h ..
##(Apply water to eyes and understand that you are of
the nature of Brahman)##

4 sa~NkalpaH

OM shriimAn.h mahAgaNAdhipataye namaH .

shrii gurubhyo namaH . shrii sarasvatyai namaH .
shrii vedAya namaH . shrii vedapuruShAya namaH .
iShTadevatAbhyo namaH .
##(Prostrations to your favorite deity)##
kuladevatAbhyo namaH .
##(Prostrations to your family deity)##
sthAna devatAbhyo namaH .
##(Prostrations to the deity of this house)##
grAmadevatAbhyo namaH .
##(Prostrations to the deity of this place)##
vAstudevatAbhyo namaH .
##(Prostrations to the deity of all the materials we have collected)##
shachiipura.ndarAbhyAM namaH .
##(Prostrations to Indra and shachii)##
umAmaheshvarAbhyAM namaH .
##(Prostrations to Shiva and pArvati)##
mAtApitR^ibhyAM namaH .
##(Prostrations to our parents)##
lakShmiinArAyaNAbhyAM namaH .
##(Prostrations to the Lords who protect us - LakShmi and NArAyaNa)##
sarvebhyo devebhyo namo namaH .
##(Prostrations to all the Gods)##
sarvebhyo brAhmaNebhyo namo namaH .
##(Prostrations to all Brahamanas - those who are in the religious path)##
yetadkarmapradhAna devatAbhyo namo namaH .
##(Prostrations to Goddess dhana laxmi, the main deity if this puja)##

.. avighnamastu ..

sumukhashcha ekada.ntashcha kapilo gajakarNakaH .
laMbodarashcha vikaTo vighnanAsho gaNAdhipaH ..
dhuumraketurgaNAdhyakSho bAlachandro gajAnanaH .
dvAdashaitAni nAmAni yaH paThet.h shruNuyAdapi ..
vidyAraMbhe vivAhe cha praveshe nirgame tathA .
sa.ngrAme sa~NkaTeshchaiva vighnaH tasya na jAyate ..

##(Whoever chants or hears these 12 names of Lord
Ganesha will not have any obstacles in all their
endeavours)##

shuklAMbaradharaM devaM shashivarNaM chaturbhujam.h .
prasannavadanaM dhyAyet.h sarva vighnopashA.ntaye ..

sarvama~Ngala mA~Ngalye shive sarvArtha sAdhike .
sharaNye tryaMbake devii nArAyaNii namo.astute ..

##(We completely surrender ourselves to that Goddess
who embodies auspiciousness, who is full of
auspicious-ness and who brings auspicousness to us)##

sarvadA sarva kAryeShu nAsti teShAM ama~Ngalam.h .
yeShAM hR^idistho bhagavAn.h ma~NgalAyatano hariH ..

(##When Lord Hari, who brings auspiciousness is
situated in our hearts, then there will be no more
inauspiciousness in any of our undertakings)##

tadeva lagnaM sudinaM tadeva tArAbalaM cha.ndrabalaM tadeva .
vidyA balaM daivabalaM tadeva lakShmiipateH te.nghri.ayugaM smarAmi ..

##(What is the best time to worship the Lord? When our
hearts are at the feet of Lord Narayana, then the
strength of the stars, the moon, the strength of
knowledge and all the Gods will combine and make it
the most auspicious time and day to worship the Lord)##

lAbhasteShAM jayasteShAM kutasteShAM parAjayaH .
yeShAM indiivara shyAmo hR^idayastho janArdanaH ..

##(When the Lord is situated in a person's heart, he
will always have profit in his work and victory in all
that he takes up and there is no question of defeat
for such a person)##

vinAyakaM guruM bhAnuM brahmAviShNumaheshvarAn.h .
sarasvatiiM praNamyAdau sarva kAryArtha siddhaye ..

##(To achieve success in our work and to find
fulfillment we should first offer our prayers
to Lord Vinayaka and then to our teacher, then
to the Sun God and to the holy trinity of Brahma,
ViShNu and Shiva)##

shriimad.h bhagavato mahApuruShasya viShNorAGYAya pravartamAnasya
adya brahmaNo.advitiiya parArdhe viShNupade shrii shvetavarAha kalpe
vaivasvata manvantare bhArata varShe bharata kha.nDe jaMbuudviipe
daNDakAraNya deshe godAvaryA dakShiNe tiire kR^iShNaveNyo uttare
tiire parashurAma kShetre (samyukta amerikA deshe ##St Lewis ## grAme
##or Australia ##deshe ##Victoria ## grAme bahriinu deshe)
shAlivAhana shake vartamAne vyavahArike bahu dhaanya nAma sa.nvatsare
dakShiNa AyaNe,sharad R^itau,aashviiyaja mAse,shukla pakShe,
amaavaasyaam tithau,hasta nakShatre,soma vAsare, sarva graheShu yathA rAshi
sthAna sthiteShu satsu yevaM guNavisheSheNa vishiShTAyAM
shubhapuNyatithau mama Atmana shrutismR^itipurANokta phalaprApyarthaM
mama sakuTumbasya kShema sthairya AyurArogya chaturvidha puruShArtha
sidhyarthaM a.ngiikR^ita shrii dhana laxmii vrataa.ngatvena saMpaadita saamagrayya
shrii dhana laxmi priityarthaM yathaa shaktyaa yathaa militaa upachaara dravyaiH
shrii suukta puraaNokta mantraishcha dhyaana aavaahanaadi shhoDashopachaare
shrii dhana mahaalaxmi puujanaM karishhye ..

idaM phalaM mayaadevii sthaapitaM puratastava .
tena me saphalaavaaptirbhavet janmani janmani ..
##(keep fruits in front of the Goddess)##

5. shhaDaN^ga nyaasa
##(Purifying the body)##

5.(1) kara nyaasa
##(Purifying the hands)##

OM hraaM . a.ngushhThaabhyaayaaM namaH . hR^idayAya namaH ..
##(touch the thumbs)##
OM hriiM . tarjaniibhyAM namaH . shirase svAhA ..
##(touch both fore fingers)##
OM hruM . madhyamAbhyAM namaH . shikhaayai vaushhaT ..
##(touch middle fingers)##
OM hraiM . anAmikAbhyAM namaH . kavachAya hum ..
##(touch ring fingers)##
OM hrauM . kanishhThikaabhyaaM namaH . netratrayaaya vaushhaT ..
##(touch little fingers)##
OM hraH . karatalakarapR^ishhThaabhyaaM namaH . astrAya phaT ..
##(touch palms and over sleeve of hands)##

6 digbandhana
##( show mudras)##

OM bhuurbhuvasvarom iti digbandhaH .
##(snap fingers, circle head clockwise and clap hands)##
disho badnAmi ..
##(shut off all directions i.e. distractions so that we can concentrate on the Goddess)##

7 gaNapati puujA

Adau nirvighnatAsidhyarthaM mahA gaNapatiM puujanaM kariShye .
OM gaNAnAM tvA shaunako ghR^itsamado gaNapatirjagati
gaNapatyAvAhane viniyogaH ..
##(pour water)##

OM gaNAnAM tvA gaNapatiM AvAmahe .
kaviM kavinAmupama shravastamam.h .
jyeShTharAjaM brahmaNAM brahmaNaspata .
AnaH shR^iNvannuutibhiH siidasAdanam.h ..

bhuuH gaNapatiM AvAhayAmi .
bhuvaH gaNapatiM AvAhayAmi .
svaH gaNapatiM AvAhayAmi .
OM bhuurbhuvasvaH mahAgaNapataye namaH .
dhyAyAmi . dhyAnaM samarpayAmi .

OM mahAgaNapataye namaH . AvAhanaM samarpayAmi .
OM mahAgaNapataye namaH . AsanaM samarpayAmi .
OM mahAgaNapataye namaH . pAdyaM samarpayAmi .
OM mahAgaNapataye namaH . arghyaM samarpayAmi .
OM mahAgaNapataye namaH . AchamaniiyaM samarpayAmi .
OM mahAgaNapataye namaH . snAnaM samarpayAmi .
OM mahAgaNapataye namaH . vastraM samarpayAmi .
OM mahAgaNapataye namaH . yaGYopaviitaM samarpayAmi .
OM mahAgaNapataye namaH . cha.ndanaM samarpayAmi .
OM mahAgaNapataye namaH . parimala dravyaM samarpayAmi .
OM mahAgaNapataye namaH . puShpANi samarpayAmi .
OM mahAgaNapataye namaH . dhuupaM samarpayAmi .
OM mahAgaNapataye namaH . diipaM samarpayAmi .
OM mahAgaNapataye namaH . naivedyaM samarpayAmi .
OM mahAgaNapataye namaH . tAmbuulaM samarpayAmi .
OM mahAgaNapataye namaH . phalaM samarpayAmi .
OM mahAgaNapataye namaH . dakShiNAM samarpayAmi .
OM mahAgaNapataye namaH . ArtikyaM samarpayAmi .

OM bhuurbhuvasvaH mahAgaNapataye namaH .
mantrapuShpaM samarpayAmi .
OM bhuurbhuvasvaH mahAgaNapataye namaH .
pradakShiNA namaskArAn.h samarpayAmi .
OM bhuurbhuvasvaH mahAgaNapataye namaH .
chhatraM samarpayAmi .

OM mahAgaNapataye namaH . chAmaraM samarpayAmi .
OM mahAgaNapataye namaH . giitaM samarpayAmi .
OM mahAgaNapataye namaH . nR^ityaM samarpayAmi .
OM mahAgaNapataye namaH . vAdyaM samarpayAmi .
OM mahAgaNapataye namaH . sarva rAjopachArAn.h samarpayAmi ..

.. atha prArthanA ..
OM vakratuNDa mahAkAya koTi suurya samaprabhA .
nirvighnaM kuru me deva sarva kAryeShu sarvadA ..
OM bhuurbhuvasvaH mahAgaNapataye namaH . prArthanAM samarpayAmi .

anayA puujayA vighnahartA mahAgaNapati priyatAm.h ..

8 diipa sthApanA

atha devyai vAma bhAge diipa sthApanaM kariShye .
agninAgni samidhyate kavirgrahapatiryuvA havyavAt.h juvAsyaH ..
##(light the lamps)##

9 bhuumi prArthanA
##(open palms and touch the ground)##
mahidyau pR^ithviichana imaM yaGYaM mimikShatAM
pipratAnno bhariimabhiH ..

10 dhAnya rAshi

OM auShadhAya sa.nvada.nte somena saharAGYa .
yasmai kR^iNeti brAhmaNasthaM rAjan.h pArayAmasi ..
##(Touch the grains/rice/wheat)##

11 kalasha sthApanA

OM A kalasheShu dhAvati pavitre parisi.nchyate
uktairyaGYeShu vardhate ..
##(keep kalasha on top of rice pile)##
OM imaM me ga~Nge yamune sarasvatii shutudristomaM sachatA paruShNya .
asiknya marudvR^idhe vitasthayArjiikiiye shruNuhyA suShomaya ..
##(fill kalasha with water)##
OM ga.ndhadvArAM dhurAdarshAM nitya puShTAM kariiShiNiim.h .
iishvariiM sarva bhuutAnAM tAmi hopahvayeshriyam.h ..
##(sprinkle in/apply ga.ndha to kalasha)##
OM yA phaliniiryA aphalA apuShpAyAshcha puShpANi .
bR^ihaspati prasotAsthAno ma~nchatvaM hasaH ..
##(put beetle nut in kalasha)##
OM sahiratnAni dAshuShesuvAti savitA bhagaH .
taMbhAgaM chitramiimahe ..
##(put jewels / washed coin in kalasha)##
OM hiraNyaruupaH hiraNya sandrigpAnna pAtsyedu hiraNya varNaH .
hiraNyayAt.hpariyonerniShadyA hiraNyadAdadatthyannamasmai ..
##(put gold / dakShina in kalasha)##
OM kAnDAt.h kAnDAt.h paroha.nti paruShaH paruShaH pari evAno duurve
pratanu sahasreNa shatena cha ..
##(put duurva / karika )##
OM ashvatthevo nishadanaM parNevo vasatishkR^ita .
go bhAja itkilA sathayatsa navatha puuruSham.h ..
##(put five leaves in kalasha)##
OM yA phaliniiryA aphalA apuShpAyAshcha puShpANi .
bR^ihaspati prasotAsthAno ma~nchatvaM hasaH ..
##(place coconut on top of kalasha)##
OM yuvAsuvAsaH pariiviitAgAt.h sa ushreyAn.h bhavati jAyamAnaH .
taM dhiirAsaH kAvayaH unnaya.nti svAddhyo svAddhyo manasA devaya.ntaH..
##(tie cloth for kalasha)##
OM puurNAdarvi parApata supuurNA punarApaTha .
vasneva vikriiNAvaH iShamuurjaM shatakR^ito ..
##(copper plate and aShTadala with ku.nkuM)##

iti kalashaM pratiShThApayAmi ..
sakala puujArthe akShatAn.h samarpayAmi ..

12 varuNa puujana
##On the second kalasha)##

tatvAyAmi shunaH shepoH varuNa triShTup.h kalashe
varuNAvAhane viniyogaH ..

OM tatvAyAmi brahmaNA vandamAnastadA shAste yajamAno havirbhiH .
AhelamAno varuNaH bodhyurushaM samAna AyuH pramoShiH ..

OM bhuurbhuvaHsvaH varuNAya namaH . cha.ndanaM samarpayAmi ..
##(add to kalasha)##
OM bhuurbhuvaHsvaH . varuNAya namaH . akShatAn.h samarpayAmi ..
## (add to kalasha)##
OM bhuurbhuvaHsvaH . varuNAya namaH . haridrA kuMkumaM samarpayAmi ..
OM bhuurbhuvaHsvaH . varuNAya namaH . dhuupaM samarpayAmi ..
OM bhuurbhuvaHsvaH . varuNAya namaH . diipaM samarpayAmi ..
OM bhuurbhuvaHsvaH . varuNAya namaH . naivedyaM samarpayAmi ..
OM bhuurbhuvaHsvaH . varuNAya namaH .
sakala rAjopachArArthe akShatAn.h samarpayAmi ..

avate heLo varuNa namobhiriva yaGYebhiriimahe havirbhiH .
kShayaM namasmabhyaM suraprachetA rAjannenAmsi shishrathaH kR^itAni ..
varuNAya namaH . mantra puShpaM samarpayAmi ..
pradakShiNA namaskArAn.h samarpayAmi ..

anayA puujayA bhagavAn.h shrii mahA varuNa priyatAm.h ..
sakala puujArthe akShatAn.h samarpayAmi ..

13 kalasha puujana
##(continue with second kalasha)##

kalashasya mukhe viShNuH kaNThe rudraH samAshritaH .
muule tatra sthito brahma madhye mAtR^igaNAH smR^itAH ..
kukShautu sAgarAH sarve sapta dviipA vasu.ndharAH .
R^igvedotha yajurvedaH sAmavedohyatharvaNaH ..
a.ngaishcha sahitAH sarve kalasha.ntu samAshritAH .
atra gAyatrii sAvitrii shA.nti puShTikarii tathA ..

AyAntu deva puujArthaM abhiShekArtha siddhaye ..

OM sitAsite sarite yatra sa.ngadhe tatrAplutAso divamutpata.nti .
ye vaitanvaM visrajanti dhiirAste janAso amR^itattvaM bhajanti ..
##(Those who want to attain immortality take a
dip in the confluence of the Ganges, yamuna and
sarasvati rivers at the prayag. Let the water
in this kalasha become like the water from the
holy rivers)##

.. kalashaH prArthanAH ..

kalashaH kiirtimAyuShyaM praGYAM medhAM shriyaM balam.h .
yogyatAM pApahAniM cha puNyaM vR^iddhiM cha sAdhayet.h ..

##(Let this kalasha increase our life span, presence
of mind, intellect,wealth, strength and status, destroy
our sins and increase our merits or puNya)##

sarva tiirthamayo yasmAt.h sarva devamayo yataH .
athaH haripriyosi tvaM puurNakuMbhaM namo.astute ..

##(All the holy waters, and all the Gods are now
present in this kalasha. Our prostrations to this
puurNakumbha which is hence dear to Lord Hari)##

kalashadevatAbhyo namaH .
sakala puujArthe akShatAn.h samarpayAmi ..

.. mudrA ..
##(Show mudras as you chant )##

nirviiShi karaNArthe tArkSha mudrA . ##(to remove poison)##
amR^iti karaNArthe dhenu mudrA . ##(to provide nectar - amrit)##
pavitrii karaNArthe sha~Nkha mudrA . ##(to make auspicious)##
samrakShaNArthe chakra mudrA . ##(to protect)##
vipulamAyA karaNArthe meru mudrA . ##(to remove mAyA)##

14 sha~Nkha puujana
##(pour water from kalasha to sha~Nkha
add ga.ndha flower)##

sha~NkhaM cha.ndrArka daivataM madhye varuNa devatAm.h .
pR^iShThe prajApatiM vi.ndyAd.h agre ga.ngA sarasvatiim.h ..
tvaM purA sAgarotpanno viShNunA vidhR^itaH kare .
namitaH sarva devaishcha pA~nchajanyaM namo.astute ..
##(This shaNkha has now become like the pAnchajanya,
which has come out of the ocean and which is the
hands of Lord MahaviShNu. Our prostrations to the
pAnchajanya)##

pA~nchajanyAya vidmahe . pAvamAnAya dhiimahi .
tanno sha~NkhaH prachodayAt.h ..

sha~Nkha devatAbhyo namaH .
sakala puujArthe akShatAn.h samarpayAmi..

15 gha.nTArchanA
##(Pour drops of water from sha~Nkha on top of the bell
apply ga.ndha flower)##

AgamArthantu devAnAM gamanArthantu rAkShasAm.h .
kuru gha.nTAravaM tatra devatAvAhana lA.nchhanam.h ..
GYAnatho.aGYAnatovApi kA.nsya gha.nTAn.h navAdayet.h .
rAkShasAnAM pishAchAnAM taddeshe vasatirbhavet.h .
tasmAt.h sarva prayatnena gha.nTAnAdaM prakArayet.h .

##(When the bell is rung, knowingly or unknowingly,
all the good spirits are summoned and all the evil
spirits are driven away)##

gha.nTa devatAbhyo namaH .
sakala puujArthe akShatAn.h samarpayAmi ..

##(Ring the gha.nTA)##

16 Atmashuddhi
##( Sprinkle water from sha~Nkha on puja items and devotees)##

apavitro pavitro vA sarva avasthA.ngatopi vA .
yaH smaret.h pu.nDariikAkShaM saH bAhyAbhya.ntaraH shuchiH ..

18 paJNchaamR^ita puujaa
##( put tulasi leaves or axataas in vessels )##

xiire somaaya namaH | ##(keep milk in the centre)##
dadhini vaayave namaH | ##(curd facing east )##
ghR^ite ravaye namaH | ##(Ghee to the south)##
madhuni savitre namaH | ##( Honey to west )##
sharkaraayaaM vishvebhyo devebhyo namaH | ##( Sugar to north)##

19 dvaarapaalaka puujaa

puurvadvaare dvaarashriye namaH | dhAtre namaH | vidhAtre namaH |
daxiNadvaare dvaarashriye namaH | chaNDAya namaH | prachaNDAya namaH |
pashchimadvaare dvaarashriye namaH | jayAya namaH | vijayAya namaH |
uttaradvaare dvaarashriye namaH | ga~NgAyai namaH | yamunAyai namaH |

madhye nava ratnakhachita divya si.nhaasanasyopari
shrii dhana mahaa laxmyai namaH ||
dvaarapaalaka puujaaM samarpayaami ||

20 piiTha puujaa

piiThasya adhobhaage aadhaara shaktyai namaH ||
aadikuurmaaya namaH ||
anantaaya namaH |
varaahaaya namaH ||
svarNavedikaayai namaH ||
ratnama.nDapaaya namaH ||
si.nhaasanaaya namaH ||
tanmadhye shrii dhana mahaa laxmyai namaH |
piiTha puujaaM samarpayaami ||

21 praaNa pratishhThaa
##(hold flowers/axata in hand)##
dhyAyet satyam guNAtiitaM guNatraya samanvitaM
lokanAthaM trilokeshaM kaustubhAbharaNaM harim |
niilavarNaM piitavAsaM shriivatsa padabhuushhitaM
gokulAnandaM brahmAdhyairapi puujitam ||

##(hold flowers/axataa in hand)##
OM asya shrii praaNa pratishhThaa mahaama.ntrasya
brahmaa vishhNu maheshvaraa R^ishhayaH |
R^igyajussaamaatharvaaNi chhandaa.nsi |
sakalajagatsR^ishhTisthiti sa.nhaarakaariNii praaNashaktiH paraa devataa |
aaM biijam | hriiM shaktiH | krom kiilakam |
asyaaM muurtau praaNa pratishhThaapane viniyogaH ||

|| karanyaasaH ||

aaM a.ngushhThaabhyaaM namaH ||
hriiM tarjaniibhyaaM namaH ||
krom madhyamaabhyaaM namaH ||
aaM anaamikaabhyaaM namaH ||
hriiM kanishhThikaabhyaaM namaH ||
krom karatalakarapR^ishhThaabhyaaM namaH ||

|| aN^ganyaasaH ||

aaM hR^idayaaya namaH ||
hriiM shirase svaahaa ||
krauM shikhaayai vashhaT ||
aaM kavachaaya huM ||
hriiM netratrayaaya vaushhaT ||
krauM astraaya phaT ||

bhuurbhuvasvarmM iti digbandhaH ||

|| dhyaanam ||

raktaambhodhistha potollasa daruNa sarojaadhiruuDhaa karaabjaiH
paashaM kodaNDa mixudbhava maLiguNa mapya.nkushaM pa.nchabaaNaan |
bibhraaNaasR^ik kapaalaM trinayana lasitaa piinavaxoruhaaDhyaa
devii baalaarka varNaa bhavatu sukhakarii praaNashaktiH paraa naH ||

laM pR^ithvyaatmikaayai gandhaM samarpayaami |
haM aakaashaatmikaayai pushhpaiH puujayaami |
yaM vaayvaatmikaayai dhuupamaaghraapayaami |
raM agnyaatmikaayai diipaM darshayaami |
vaM amR^itaatmikaayai amR^ita mahaanaivedyaM nivedayaami |
saM sarvaatmikaayai sarvopachaarapuujaaM samarpayaami ||

aaM, hriiM, krom, krom, hriiM, aaM |
ya, ra, la, va, sha, shha, sa, ha,
OM ahaM saH so.ahaM so.ahaM ahaM saH ||

asyAM muurte prANaH tiShTha.ntuH . asyAM muurte jiivaH tiShThantu .
asyAM muurte sarvendriyANi manastvat.h chakShuH
shrotra jihvA ghrANaiH vAkvANi pAdapAyopasthAni
prANa apAna vyAna udAna samAna atrAgatya
sukhena sthiraM tiShThantu svAhA .

asuniite punarasmAsu chakShuvaH punaH prANamihiino
dehibhogaM jokShashyema suuryamuchcharantu manumate
mR^iDayAna svasti amR^itaM vai praaNaH amR^itamaapaH
praaNaaneva yathaa sthaanaM upahvayet.h ||

svaamin.h sarva jaganmaate yaavat.h puujaavasaanakam.h |
taavatvaM priitibhaavena bimbe.asmin.h (kalashesmin.h pratimaayaaM )
sannidhiM kuru ||

praaNaaM pratishThaapayaami ||
## (offer flowers) ##

22 dhyaanaM

OM ##(repeat 9 times)##
##( Close eyes and bring Goddess in your mind and chant )##

hiraNyavarNaaM hariNiiM suvarNarajatasrajaam.h |
chandraaM hiraNmayiiM laxmiiM jaatavedo ma aavaha ||

padmaasane padmakare, sarvalokaika puujite |
naaraayaNapriye devi supriitaa bhava sarvadaa ||

## (you can add more related shlokas) ##

OM dhana mahaa laxmyai namaH | dhyaanaat dhyaanaM samarpayaami ||

23 aavaahanaM
##( hold flowers in hand)##

taaM ma aavaha jaatavedo laxmiimanapagaaminiim.h |
yasyaaM hiraNyaM vindeyaM gaamashvaM purushhaanaham.h ||

sarva ma~Ngala maa~Ngalyai, vishhNu vaxa sthitaalaye |
aavaahayaami devi tvaaM, supriitaa varadaa bhava ||

shrii dhana mahaa laxmyai namaH | aavaahanaM samarpayaami ||
##(offer flowers to Goddess)##.

aavaahito bhava | sthaapito bhava | sannihito bhava |
sanniruddho bhava | avakuNThito bhava | supriito bhava |
suprasanno bhava | sumukho bhava | varado bhava |
prasiida prasiida ||
##(show mudras to Goddess)##

24 aasanaM

ashvapuurvaaM rathamadhyaaM hastinaadapramodiniim |
shriyaM deviimupahvaye shriirmaa devii jushhataam ||

suuryaayuta nibhaH spuurte, spuradratna vibhuushhitaM |
ma.ndaasanaM idaM devi, sthiiyataaM sura puujite ||

OM dhana mahaa laxmyai namaH | aasanaM samarpayaami ||
##(offer flowers/axathaas)##

25 paadyaM
##(offer water)##

kaa.nsosmi taaM hiraNyapraakaaraamaardraaM jvalantiiM tR^iptaaM tarpayantiim |
padmesthitaaM padmavarNaaM taamihopahvaye shriyam ||

shuddhodakaM paatrasthaM gandha pushhpaadi mishritam |
paadyaM daasyaamite devi, gR^ihaaNa surapuujite ||

OM dhana mahaa laxmyai namaH | paadoyo paadyaM samarpayaami ||

26 arghyaM
##(offer water)##

chandraaM prabhaasaaM yashasaa jvala.ntiiM shriyaM loke devii jushhTaamudaaraam |
taaM padminiimiiM sharaNamahaM prapadye.alaxmiirme nashyataaM tvaaM vR^iNe ||

suvaasitajalaM ramyaM sarvatiirtha samudbhavam |
arghyaM gR^ihaaNa devi tvaaM sarva deva namaskR^ite ||

OM dhana mahaa laxmyai namaH | arghyaM samarpayaami ||

27 aachamaniiyaM
##(offer water or axathaa/ leave/flower)##

aadityavarNe tapaso.adhijaato vanaspatistava vR^ixo.atha bilvaH |
tasya phalaani tapasaanudantumaayaantaraayaashcha baahyaa alaxmiiH ||

suvarNa kalashaanvitaM, chandanaa garu saMyutaM |
gR^ihaaNaachamanaM devi, mayaadattaM shubhaprade ||

OM dhana mahaa laxmyai namaH | aachamaniiyaM samarpayaami ||

28 snaanaM

mandaakinyaaH samaaniitair hemaaMbhoruha vaasitaiH |
snaanaM kurushhva deveshi salilaishcha sugandhibhiH ||

OM dhana mahaa laxmyai namaH | malaapakarsha snaanaM samarpayaami ||

29 paJNchaamR^ita snaanaM
29\.1 paya snaanaM ##(milk bath)##

OM aapyaaya sva svasametute
vishvataH somavR^ishhNyaM bhavaavaajasya sangadhe ||

surabhestu samutpannaM devaanAM api durlabham |
payo dadAmi deveshi snaanaarthaM pratigR^ihyatAm ||

OM dhana mahaa laxmyai namaH | payaH snaanaM samarpayAmi ||
payaH snaanaana.ntara shuddhodaka snaanaM samarpayaami ||
sakala puujaarthe axataan samarpayaami ||

29\.2 dadhi snaanaM ##(curd bath)##

OM dadhikraavaNo akaarishhaM jishhNorashvasyavaajinaH |
surabhino mukhaakarat praaNa aayu.nshhitaarishhat ||

chandra manDala samkAshaM sarva deva priyaM hi yat |
dadhi dadAmi deveshi snaanaarthaM pratigR^ihyatAm ||

OM dhana mahaa laxmyai namaH | dadhi snaanaM samarpayaami ||
dadhi snaanaana.ntara shuddhodaka snaanaM samarpayaami ||
sakala puujaarthe axataan samarpayaami ||

29\.3 ghR^ita snaanaM ##(ghee bath)##

OM ghR^itaM mimixe ghR^itamasya yonirghR^ite shrito ghR^itaMvasyadhaama
anushhThadhamaavaha maadayasva svaahaakR^itaM vR^ishhabha vaxihavyaM ||

AjyaM surAnAM AhAraM AjyaM yaGYe pratishhThitam |
AjyaM pavitraM paramaM snAnaarthaM pratigR^ihyatA ||

OM dhana mahaa laxmyai namaH | ghR^ita snaanaM samarpayaami ||
ghR^ita snaanaana.ntara shuddhodaka snaanaM samarpayaami ||
sakala puujaarthe axataan samarpayaami ||

29\.4 madhu snaanaM ##(honey bath)##

madhuvaataa R^itaayathe madhuxara.nti sindhavaH maadhvinaH sa.ntoshhvadhiiH
madhunakta muthoshhaso madhumatvaarthivaM rajaH madhudyau rastunaH pita
madhumaanno vanaspatirmadhumaaM astu suuryaH maadhviirgaavo bhava.ntunaH ||

sarvaushhaadhi samutpannaM piiyushha sadR^ishaM madhu |
snAnartante mayA dattaM gR^ihANa parameshvarii ||

OM dhana mahaa laxmyai namaH | madhu snaanaM samarpayaami ||
madhu snaanaana.ntara shuddhodaka snaanaM samarpayaami ||
sakala puujaarthe axataan samarpayaami ||

29\.5 sharkaraa snaanaM ##(sugar bath)##

OM svaaduH pavasya divyaaya janmane svaadudarindraaya suhaviitu naamne |
svaadurmitraaya varuNaaya vaayave bR^ihaspataye madhumaa adaabhyaH ||

ixu danDAt samutpannaa rasyasnigdha tarA shubhA |
sharkareyaM mayA dattaM snaanaarthaM pratigR^ihyatAm ||

OM dhana mahaa laxmyai namaH | sharkaraa snaanaM samarpayaami ||
sharkaraa snaanaana.ntara shuddhodaka snaanaM samarpayaami ||
sakala puujaarthe axataan samarpayaami ||

29\.6 ga.ndhodaka snaanaM ##(Sandlewood water bath)##

OM ga.ndhadvaaraaM duraadharshaaM nitya pushhTaaM kariishhiNiiM |
iishvariiM sarva bhuutaanaaM taami hopa vhayeshriyaM ||

hari cha.ndana saMbhuutaM hari priiteshcha gauravaat |
surabhi priya govinda ga.ndha snaanaaya gR^ihyataaM ||

OM dhana mahaa laxmyai namaH | ga.ndhodaka snaanaM samarpayaami ||
sakala puujaarthe axataan samarpayaami ||

29\.7 abhya.nga snaanaM ##(Perfumed Oil bath)##

OM kanikradajvanushaM prabhruvaana iyathirvaachamariteva naavaM |
suma.ngalashcha shakune bhavaasi maatvaa kaachidabhibhaavishvyaa vidata ||

abhya.ngaarthaM sundarii devi tailaM pushhpaadi saMbhavaM |
suga.ndha dravya saMmishraM sa.ngR^ihaaNa jagan maate ||

OM dhana mahaa laxmyai namaH | abhya.nga snaanaM samarpayaami |
sakala puujaarthe axataan samarpayaami ||

29\.8 a.ngodvartanakaM ##(To clean the body)##

a.ngodvartanakaM devii kastuuryaadi vimishritaM |
lepanaarthaM gR^ihaaNedaM haridraa ku.nkumairyutaM ||

OM dhana mahaa laxmyai namaH | a.ngodvartanaM samarpayaami ||
sakala puujaarthe axataan samarpayaami ||

29\.9 ushhNodaka snaanaM ##(Hot water bath)##

naanaa tiirthaadaahR^itaM cha toyamushhNaM mayaakR^itaM |
snaanaarthaM cha prayashchame sviikurushva dayaanidhe ||

OM dhana mahaa laxmyai namaH | ushhNodaka snaanaM samarpayaami ||
sakala puujaarthe axataan samarpayaami ||

29\.10 shuddhodaka snaanaM ##(Pure water bath)
sprinkle water all around##

OM aapohishhTaa mayo bhuvaH | taana uurje dadhaatana |
maheraNaaya chaxase | yovaH shivatamorasaH tasyabhaajayate hanaH |
ushatiiriva maataraH | tasmaa ara.ngamaamavo |
yasya xayaaya ji.nvadha | aapojana yathaa chanaH ||

OM dhana mahaa laxmyai namaH | shuddhodaka snaanaM samarpayaami ||
sakala puujaarthe axataan samarpayaami ||
##(after sprinkling water around throw one tulasi leaf to the north)##

30 mahaa abhishhekaH
##(Sound the bell pour water from kalasha)##

shrii suukta

hiraNyavarNAM hariNiiM suvarNarajatasrajAm.h .
chandrAM hiraNmayiiM lakShmiiM jAtavedo ma Avaha .. 1..

tAM ma Avaha jAtavedo lakShmiimanapa gAminiim.h .
yasyAM hiraNyaM vindeyaM gAmashvaM puruShAnaham.h .. 2 ..

ashvapuurvAM rathamadhyAM hastinAda pramodiniim.h .
shriyaM deviimupahvaye shriirmA devii juShatAm.h .. 3 ..

kA.nsosmitAM hiraNyaprAkArAmArdrAM jvalantiiM tR^iptAM tarpayantiim.h .
padmesthitAM padmavarNAM tAmihopahvaye shriyam.h .. 4 ..

chandrAM prabhAsAM yashasA jvalantiiM shriyaM loke deva juShTAmudArAm.h .
tAM padminiimiiM sharaNamahaM prapadye.alakShmiirme nashyatAM tvAM vR^iNe .. 5 ..

AdityavarNe tapaso.adhijAto vanaspatistava vR^ikSho.atha bilvaH .
tasya phalAni tapasAnudantumAyAntarAyAshcha bAhyA alakShmiiH .. 6 ..

upaitumAM devasakhaH kiirtishcha maNinA saha .
prAdurbhuuto.asmi rAShTre.asmin kiirtimR^iddhiM dadAtu me .. 7 ..

kShutpipAsAmalAM jyeShThAmalakShmiiM nAshayAmyaham.h .
abhuutimasamR^iddhiM cha sarvAM nirNudame gR^ihAt.h .. 8 ..

ga.ndhadvArAM durAdharShAM nityapuShTAM kariiShiNiim.h .
IshvariiM sarvabhuutAnAM tAmihopahvaye shriyam.h .. 9 ..

manasaH kAmamAkuutiM vAchaH satyamashiimahi .
pashuunAM ruupamannasya mayi shriiH shrayatAM yashaH .. 10 ..

kardamena prajAbhuutAmayi sambhavakardama .
shriyaM vAsaya me kule mAtaraM padmamAliniim.h .. 11 ..

ApaH sR^ijantu snigdhAni chikliitavasame gR^ihe .
nichadeviiM mAtaraM shriyaM vAsaya me kule .. 12 ..

ArdrAM puShkariNiiM puShTiM suvarNAM hemamAliniim.h .
suuryAM hiraNmayiiM lakShmiiM jAtavedo ma Avaha .. 13 ..

ArdrAM yaH kariNiiM yaShTiM pi~NgalAM padmamAliniim.h .
chandrAM hiraNmayiiM lakShmiiM jAtavedo ma Avaha .. 14 ..

tAM ma Avaha jAtavedo lakShmiimanapagAminiim.h .
yasyAM hiraNyaM prabhuutaM gAvodAsyo.ashvAnvindeyaM puruShAnaham.h .. 15 ..

yaH shuchiH prayato bhuutvA juhuyAdAjyamanvaham.h .
suuktaM pa~nchadasharchaM cha shriikAmaH satataM japet.h .. 16 ..

padmAnane padma uuruu padmAkShii padmasambhave .
tanmebhajasi padmAkShii yena saukhyaM labhAmyaham.h .. 17 ..

ashvadAyii godAyii dhanadAyii mahAdhane .
dhanaM me juShatAM devi sarvakAmA.nshcha dehi me .. 18 ..

padmAnane padmavipadmapatre padmapriye padmadalAyatAkShi .
vishvapriye vishvamanonukuule tvatpAdapadmaM mayi sa.nnidhatsva ..19 ..

putrapautraM dhanaM dhaanyaM hastyashvaadigaverathaM .
prajaanaaM bhavasi maataa aayushhmantaM karotu me .. 20 ..

dhanamagnir dhanaM vaayurdhanaM suuryo dhanaM vasuH
dhanamindro bR^ihaspatirvaruNaM dhanamastu te .. 21 ..

vainateya somaM piba somaM pibatu vR^itrahaa .
somaM dhanasya somino mahyaM dadaatu sominaH .. 22 ..

mahaalaxmii cha vidmahe viShNupatnii cha dhiimahi .
tanno laxmiiH prachodayAt .. 23 ..

OM dhana mahaa laxmyai namaH | shrii suukta snaanaM samarpayaami ||

31 pratishhThaapanaa

OM dhana mahaa laxmyai namaH ||
##(Repeat 12 times)##

OM tadastu mitrA varuNA tadagne samyorashmabhyamidamestushastam.h .
ashiimahi gAdamuta pratiShThAM namo dive brahate sAdhanAya ..
OM grihAvai pratiShThAsuuktaM tat.h pratiShTita tamayA vAchA .
shaM stavyaM tasmAdyadyapiduura iva pashuun.h labhate gR^ihAnevai ..
nAnAjigamishati grihAhi pashuunAM pratiShThA pratiShThA

OM dhana mahaa laxmyai namaH || supratishhThamastu ||

32 vastra
##(offer two pieces of cloth for the Goddess)##

upaitu maaM devii sakhaH kiirtishcha maNinaa saha |
praadurbhuuto.asmi raashhTresmin kiirtimR^iddhiM dadaatu me ||

muraar jiitaa~Nghriiyugale, dukuula vasana priye |
vastrayugmaM pradaasyaami, gR^ihaaNa harivallabhe ||

OM dhana mahaa laxmyai namaH | vastrayugmaM samarpayaami ||

33\.1 ka.nchukii

navaratnaabhirdadhaaM sauvarNaishchaiva ta.ntubhiH |
nirmitaaM ka.nchukiiM bhaktyaa gR^ihaaNa parameshvarii ||
OM dhana mahaa laxmyai namaH | ka.nchukiiM samarpayaami ||

33\.2 kaNTha suutra

maa.ngalya ta.ntumaNibhiH muktaishchaiva viraajitaM |
sauma.ngalyaabhivR^idhyarthaM ka.nThasuutraM dadaamite ||
OM dhana mahaa laxmyai namaH | ka.nThasuutraM samarpayaami ||

33\.3 taaDapatraaNi

taaDapatraaNi divyaaNi vichitraaNi shubhaani cha |
karaabharaNayuktaani maatastatpratigR^ihyataaM ||
OM dhana mahaa laxmyai namaH | taaDapatraaNi samarpayaami ||

33\.4 haridraa

haridraa ra.njite devii sukha saubhaagya daayinii |
haridraa.nte pradaasyaami gR^ihaaNa parameshvari ||
OM shrii dhana mahaa laxmyai namaH | haridraa samarpayaami ||

33\.5 ku.nkuma

ku.nkumaM kaamadaaM divyaM kaaminii kaama saMbhavaM |
ku.nkumaarchite devii saubhaagyaarthaM pratigR^ihyataaM ||

33\.6 kajjala

suniila bhramaraabhasaM kajjalaM netra maNDanaM |
mayaadattamidaM bhaktyaa kajjalaM pratigR^ihyataaM ||
OM shrii dhana mahaa laxmyai namaH | kajjalaM samarpayaami ||
OM shrii mahaa laxmyai namaH | ku.nkumaM samarpayaami ||

33\.7 si.nduura

vidyut.h kR^ishaanu sa.nkaashaM japaa kusumasannibhaM |
sinduura.nte pradaasyaami saubhaagyaM dehi me chiraM ||
OM shrii dhana mahaa laxmyai namaH | sinduuraM samarpayaami ||

33\.8 naanaa aabharaNaM

svabhaavaa sundaraa~Ngi tvaM naanaa ratna yutaani cha |
bhuushhaNaani vichitraaNi priityarthaM pratigR^ihyataaM ||
OM shrii dhana mahaa laxmyai namaH | naanaa aabharaNaani samarpayaami ||

suvarNena kR^itaM haaraM, mauktikaishcha sushobhitaM |
bhaktyaa samarpitaM tubhyaM, bhuushhaNaM pratigR^ihyataaM ||
OM dhana mahaa laxmyai namaH | sarva aabharaNaani samarpayaami ||

33\.9 naanaa parimala dravya

naanaa sugandhikaM dravyaM chuurNiikR^itya prayatnataH |
dadaami te namastubhyaM priityarthaM pratigR^ihyataaM ||
OM shrii dhana mahaa laxmyai namaH | naanaa parimala dravyaM samarpayaami ||

34 upaviita

xutpipaasaamalaaM jyeshhThaamalaxmiiM naashayaamyaham |
abhuutimasamR^iddhiM cha sarvaaM nirNudame gR^ihaat ||

taptahemakR^itaM suutraM, mukta dhaama vibhuushhitaaM |
upaviitaM idaM devi, gR^ihaaNa tva shubha prade ||

OM dhana mahaa laxmyai namaH | upaviitaM samarpayaami ||

35 ga.ndha

gandhadvaaraaM duraadharshhaaM nityapushhTaaM kariishhiNiim |
IshvariiM sarvabhuutaanaaM taamihopahvaye shriyam ||

karpuuraagaruu kastuurii, rochanaadibhiranvitaM |
ga.ndhaM daasyaamyahaM devi, priityarthaM pratigR^ihyataaM ||

OM dhana mahaa laxmyai namaH | ga.ndhaM samarpayaami ||

36 naanaa parimala dravya

OM ahiraiva bhoghyaiH paryeti bAhuM jAyA hetiM paribhAdamAnaH |
hastagno vishvA vaayunAni vidvAn pumAspra mAnasaM paripAtu vishvataH ||
OM dhana mahaa laxmyai namaH | naanaa parimala dravyaM samarpayaami ||

37 axata

manasaH kaamamaakuutiM vaachaH satyamashiimahi |
pashuunaaM ruupamannasya mayi shriiH shrayataaM yashaH ||

axataan.h dhavalaan.h devi, shaaliiyaan.h sthaNDulaan.h shubhaan.h |
haridraa ku.nkumopetau, grahyataaM abdhiputrike ||

OM dhana mahaa laxmyai namaH | axataan samarpayaami ||

38 pushhpa

kardamena prajaabhuutaamayi sambhavakardama |
shriyaM vaasaya me kule maataraM padmamaaliniim ||

mallikaa jaajii kusumai, champakair vakulai shubhai |
shatapatraishcha kalhaaraiH, puujayaami haripriyai ||

mAlyadiini sugandhiini mAlyatAdiini vaiprabho |
mayA hR^itAni puujaartham, pushhpaaNi pratigR^ihyatAm ||

OM dhana mahaa laxmyai namaH | pushhpaaNi samarpayaami ||